Practice areas
Health, life, and motor for the consumer and broker book. Commercial fire, marine, transit, and liability for the corporate desk. The same four stages on every file.
01
When a hospitalization file is closed on a technical reading of the policy, the first task is to reconstruct the medical and underwriting record. Triage managers index the proposal, discharge summary, and investigation report; medical advocates test necessity and exclusion wording before counsel writes.
02
Life claims turn on the proposal, medicals at inception, and the investigation file the insurer later builds. We test whether a repudiation is grounded in the contract and the Insurance Act, or in an after-the-fact reconstruction of the deceased’s history.
03
Motor files move quickly and are often decided on survey reports the insured never sees in full. Digital intake extracts the policy, FIR, and survey; forensic assessors quantify the loss before the next letter or petition is written.
04
Commercial files stall inside TPA and survey loops. We sit on the insured’s side of the table: technical loss assessment, causation, average, and warranties, then a disciplined claim to the carrier or the forum. Corporate retainers cover pre-loss audit and post-rejection intervention.
05
Brokers lose renewals on carrier decisions they did not make. This desk is built as an extension of the brokerage — branded to the partner where required, compensated on shared contingency, and staffed so the broker is never the one writing the legal notice.
Send the policy and the carrier’s letter. Triage replies with a view of legal merit — not a brochure.